Accounts Receivable Financing
Accounts receivable financing helps you obtain capital by using receivables as collateral. This may involve invoice factoring, which is the purchase of receivables for cash flow. Accounts receivable financing is a quick and simple path to getting financing. After selling your invoice or book of receivables, the factoring company is responsible for receiving payment—taking this completely off your own plate.
By selling your invoice(s) to a lender, you can get the capital you need to pursue new opportunities or manage cash flow and payroll right away. Because the invoice itself functions as collateral, you won’t have to put up assets or real estate to get this funding.
SBA loans are one of the most desirable and sought-after types of business loans. Many small business owners apply for SBA loans before exploring other similar options. Between lower interest rates and substantially longer repayment terms, SBA loans tend to give you the funding you need without disrupting your cash flow.
While you can get SBA financing through both financial institutions like traditional banks and online lenders, they aren’t taking all the risk. These loans are guaranteed through the SBA, a branch of the government dedicated to fostering stronger small businesses.
Accounts Receivable Financing
Accounts receivable financing helps you obtain capital by using receivables as collateral. This may involve invoice factoring, which is the purchase of receivables for cash flow. Accounts receivable financing is a quick and simple path to getting financing. After selling your invoice or book of receivables, the factoring company is responsible for receiving payment—taking this completely off your own plate.
By selling your invoice(s) to a lender, you can get the capital you need to pursue new opportunities or manage cash flow and payroll right away. Because the invoice itself functions as collateral, you won’t have to put up assets or real estate to get this funding.
SBA loans are one of the most desirable and sought-after types of business loans. Many small business owners apply for SBA loans before exploring other similar options. Between lower interest rates and substantially longer repayment terms, SBA loans tend to give you the funding you need without disrupting your cash flow.
While you can get SBA financing through both financial institutions like traditional banks and online lenders, they aren’t taking all the risk. These loans are guaranteed through the SBA, a branch of the government dedicated to fostering stronger small businesses.
Franchise Loan
Simply put, franchise loans and financing programs help franchise owners to both capitalize on new opportunities and cover upcoming expenses.
For franchise owners, there are always ways to drive higher revenue. Successful restaurant franchise owners looking to serve more customers may need funding to expand their locations. Other franchise owners looking to drive higher revenue by purchasing an additional location may need funding as well. Franchise loans and financing programs can help entrepreneurs get funding to accomplish these goals, without losing valuable time by waiting around for approvals.
When corporate offices require mandatory remodeling or equipment upgrades, the expenses can be difficult to cover. Franchise loans and financing can provide the capital necessary to make these adjustments, without risking forced closure or tapping into working capital
If you’re strapped for cash, the Business Financing Advisors at National can help you find a program that works for your business. Even an open tax lien or previous credit challenges will not disqualify you. We take pride in delivering prompt service to help you grow your franchise to the highest potential. Over the years, we’ve funded numerous franchises, including Subway, CiCi’s Pizza, Meineke Car Care Center, Golden Crust, Golden Corral, Firehouse Subs, Kentucky Fried Chicken, Domino’s Pizza, IHOP, Burger King, Jack in the Box, and Quizno’s!
By looking past low credit to see the “big picture”, National can help you qualify for a program that makes sense for your business, helping you obtain funding before your opportunity passes.SBA loans are one of the most desirable and sought-after types of business loans. Many small business owners apply for SBA loans before exploring other similar options. Between lower interest rates and substantially longer repayment terms, SBA loans tend to give you the funding you need without disrupting your cash flow.
ASSET-BASED LENDING
Asset-based lending is a type of business financing in which the lender secures the agreement with an asset or collateral. Asset-based lending can give the borrower either a loan or line of credit.
Collateral for asset-based lending doesn’t need to be real estate. Other more liquid assets, like receivables, inventory, purchase orders, and potentially equipment, can also act as collateral. You can leverage one or more of these assets to secure a loan or an ongoing credit facility/line of credit for your business.
Unlike other financing options, your business can qualify for asset-based financing with a low credit score or no history. Rather than meeting traditional requirements, you can qualify based on your receivables, inventory, or other assets. Asset-based lines of credit and loans help you capitalize on the value of your liquid assets immediately. Instead of waiting for payments, you can get working capital to cover expenses like growth, expansion, additional inventory purchases, and more.
Revenue-based financing can yield funding amounts as high as $10 million, making them a great alternative to traditional business loans. Even better, they’re much more accessible than other types of financing. Whether you’re a startup, a young business, or a seasoned veteran of your industry, revenue-based financing can be an advantageous method of securing the funds you need to capitalize on opportunities and solve challenges.
Asset-Based Lending
Asset-based lending is a type of business financing in which the lender secures the agreement with an asset or collateral. Asset-based lending can give the borrower either a loan or line of credit.
Collateral for asset-based lending doesn’t need to be real estate. Other more liquid assets, like receivables, inventory, purchase orders, and potentially equipment, can also act as collateral. You can leverage one or more of these assets to secure a loan or an ongoing credit facility/line of credit for your business.
Unlike other financing options, your business can qualify for asset-based financing with a low credit score or no history. Rather than meeting traditional requirements, you can qualify based on your receivables, inventory, or other assets. Asset-based lines of credit and loans help you capitalize on the value of your liquid assets immediately. Instead of waiting for payments, you can get working capital to cover expenses like growth, expansion, additional inventory purchases, and more.
Revenue-based financing can yield funding amounts as high as $10 million, making them a great alternative to traditional business loans. Even better, they’re much more accessible than other types of financing. Whether you’re a startup, a young business, or a seasoned veteran of your industry, revenue-based financing can be an advantageous method of securing the funds you need to capitalize on opportunities and solve challenges.
Purchase Order Financing
Your customer’s invoice is overdue, and you’re still waiting on the payment. But, your supplier is waiting for payment, and you can’t risk paying late or ruining your relationship. Regardless, your packaging, shipping, product, and labor costs must be met.
Does this situation sound familiar?
Purchase order financing is a funding solution that helps businesses buy the inventory they need to complete customer orders. With purchase order financing, you can ensure your orders are fulfilled and that your customers are satisfied even when you don’t have the working capital readily available.
In order to take advantage of purchase order funding (also called invoice factoring), you first need to present proof of the delivery and acceptance of the goods, while invoicing your financier for the goods at an agreed-upon discount. Then, the lender invoices your buyer for the full amount, collecting the payment according to your agreed-upon terms.
After receiving the payment, the balance is paid (less applicable administration fees and the cost of money used). The process for non-finished goods differs slightly, as it involves the seller taking possession of the goods in an unfinished state.
Purchase order funding is the ideal funding option for businesses that require the cash flow to fill orders, while avoiding a tarnished reputation in the process. It’s also easier than bank financing, as it hinges on the creditworthiness and financial strength of the invoiced company, rather than your own.
The Purchase Order Financing process has never been so fast, simple and easy! All you need to do is sell your customer’s purchase order in exchange for the capital you need.Revenue-based financing can yield funding amounts as high as $10 million, making them a great alternative to traditional business loans. Even better, they’re much more accessible than other types of financing. Whether you’re a startup, a young business, or a seasoned veteran of your industry, revenue-based financing can be an advantageous method of securing the funds you need to capitalize on opportunities and solve challenges.
This type of financing is ideal for when you need cash in the short term and don’t want to go through the hurdles of applying for more traditional loan solutions, like business term loans or SBA programs. Basically, they’re a fast and flexible financing solution to speed up your growth, all without fixed monthly payments.
CannaBusiness Financing Solution
The CannaBusiness Financing Solution gives aspiring cannabis entrepreneurs in all areas of the industry the resources they need to grow their own way! Offering a fresh solution to an industry in which all applications previously led to rejections, this new financing solution is the best choice for cannabis companies seeking cost-effective financing— without selling equity in the process.
Grow Your Own Way
From cultivation to marketing companies and dispensaries, the CannaBusiness Financing Solution is here to help you grow your own way, as long as your business model is in line with state laws!
Blazing The Trail For Streamlined Growth
There’s never been a more exciting time for an industry with sky-high potential. The CannaBusiness Financing Solution is a viable option for marijuana & CBD companies at all stages!The first position has the right to remain whole, meaning that they’re entitled to repayment before the second-tier lender.
Senior lenders are typically asset-based, while subordinated lenders can be any type of financial institution. Whether you’re a business owner, a private equity group, or a senior lender, subordinated debt financing is a powerful tool for accessing the capital necessary to complete transactions alongside a senior lender or to grow without having to pay off your senior lender.The borrower is expected to pay the principal, plus interest, in full within the term outlined in the loan agreement. The length of your term depends on your needs and the financial background of your business, but keep in mind that the lender you’re working with plays a major role in this as well.
CannaBusiness Financing Solution
The CannaBusiness Financing Solution gives aspiring cannabis entrepreneurs in all areas of the industry the resources they need to grow their own way! Offering a fresh solution to an industry in which all applications previously led to rejections, this new financing solution is the best choice for cannabis companies seeking cost-effective financing— without selling equity in the process.
Grow Your Own Way
From cultivation to marketing companies and dispensaries, the CannaBusiness Financing Solution is here to help you grow your own way, as long as your business model is in line with state laws!
Blazing The Trail For Streamlined Growth
There’s never been a more exciting time for an industry with sky-high potential. The CannaBusiness Financing Solution is a viable option for marijuana & CBD companies at all stages!The first position has the right to remain whole, meaning that they’re entitled to repayment before the second-tier lender.
Senior lenders are typically asset-based, while subordinated lenders can be any type of financial institution. Whether you’re a business owner, a private equity group, or a senior lender, subordinated debt financing is a powerful tool for accessing the capital necessary to complete transactions alongside a senior lender or to grow without having to pay off your senior lender.The borrower is expected to pay the principal, plus interest, in full within the term outlined in the loan agreement. The length of your term depends on your needs and the financial background of your business, but keep in mind that the lender you’re working with plays a major role in this as well.
